Real estate appraisal services for homeowners in the city of Alma and Gratiot County

Check out the top seven reasons why MI homeowners use Melanie Bastian Appraisal, LLC:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to cut a mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a MI divorce, where real estate property needs to be divided
  7. To settle an estate in Gratiot county or MI by determining the true market value of real estate in question

Do you own a home in or near Alma? Do you need help deciding the value of your real estate?
Contact Melanie Bastian Appraisal, LLC.

At Melanie Bastian Appraisal, LLC, we understand the unique needs of a customer seeking appraisal services. Our usual business clients are used to the appraisal process and the customary "products" we deliver to them. Being a regular homeowner that most likely doesn't see an appraisal on a regular basis,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at Melanie Bastian Appraisal, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value opinion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experts in helping consumers just like you get rid of unwanted PMI insurance.

Challenge a property tax assessment

If you live in a local area that is going down or is not appreciating as much as other homes close to yours, your local tax assessor may have your home overvalued. That means you are paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Melanie Bastian Appraisal, LLC is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. Not only can this be difficult from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Melanie Bastian Appraisal, LLC can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for efficiency or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Melanie Bastian Appraisal, LLC offers field reviews where we go out and check the subject and comparables. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Melanie Bastian Appraisal, LLC can help you with that. While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.